Spend Fast

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money


M A great idea for debt free living is to go on a Spend Fast.  I don’t mean spend quickly, Fast as in not eating food, not spending any money.  Valerie, you’ve done it with your family of 5 going no credit or debit card.


V Well that program means you plan out what you will spend and have it in cash in advance.  It’s amazing how much you can save when you are not impulse buying! That work best when ALL in the household do that program together.


M Husband and wife together, accountability.  Single, enlist a trusted friend.  Tell them your goal. Ask them to hold you accountable.  Pray, ask God to prompt you.  Trust me, He will.