Changing bad habits # 1

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M A repeated plan of action is like Ready, Aim, Fire.  A bad habit is like, Fire first and then try to recover from the consequence.  Spending has a parallel.  Plan, Compare, Buy.  Bad habit, Buy then borrow and regret the consequences.

V What triggers that purchase?  Scrolling online, entering that favorite store.  Change the habit.  Shopping is not a good form of entertainment.  It brings discontent, debt, then regret and waste.  Not my top choices in entertainment.

M  Ask God for wisdom to guide your mind in changing that habit. James 1: 5  If any of you is lacking in wisdom, ask God, who gives to all generously and ungrudgingly, and it will be given you.