Today’s value choices # 5

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money.

M Most of us have heard that we need to have a 3—6 month savings cushion in our bank account for the unexpected.  Wake up call.  That has happened!

V Most did not save that and do not have that cushion.  What can we do?  Denial, and hoping extra money will come in somehow aren’t biblical solutions.  Scripture says provide for your family.  Rather than return to old spending habits, look at the realities of survival. Food can be prepared more cheaply in our own kitchens. That dine out is not wrong.  It’s fun at times, maybe as a celebration, after you have that 3—6 month cushion.

M  Ask God to help you.  Show you’re serious by committing to one thing you will do without.  That’s a prayer He will answer.

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