New Year’s surprises

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M While everyone is predicting what will happen this year, we can promise you one thing.  You will have at least a few financial surprises. Accurately, very few will win the lottery, or a jack pot.  Almost all will have a surprising expense.  A medical emergency, a car ‘noise,’ appliance leak, or worse.

V  Solution:  have an emergency fund for 3 to 6 months.  Shrink your spending plan in any and every way.  Your reward?  Peace of mind when there is no emergency.  And peace of mind when there is.  No need to max out a credit card and wonder when and how you can ever pay it off.

M Scripture reminds us plan ahead and trust God.

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