Meaningful gifts Low budget high impact

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M  We’re encouraging you this season to spend more time, rather than more money on gift giving.

V You want to show your loved ones how much they mean to you, but impulse overspending is not the way to do it.  Thoughtful, well planned gifts are better. Why not buy a beautiful Christmas card and write out 3 of your favorite attributes of that person you love and give examples of when they displayed those great attributes?  Why not write out some very specific Bible verses with God’s promises that address some matters that are very specific to their life?

M For me, one of the best gifts I receive is the gift of time with those I love. Low budget high impact.

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