Keep it daily
June 26, 2020
I’m Miriam Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money.
M Did you know that we spend 47% of our time thinking about something other than the task at hand? We’re dwelling on yesterday, which we can not change. Or we’re trying to manipulate tomorrow which isn’t here yet! Valerie, I struggle with that.
V Mom, You’re not alone. We only have today. Only reflect on yesterday’s financial decisions to change and learn from them. Why charge today what you can’t pay for tomorrow? When we need immediate change, my husband and I institute our ‘scorched earth’ budget. No exceptions to the plan, old fashioned envelops of cash. When it was spent, stop. No more groceries, leftovers. No lunch in the work cafeteria, sandwich from home.
M That keeps us focused on today. Single or married, this works.