Have a goal # 2

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M Don’t underestimate the power of a crisis to change your direction.  It can even be in a positive way.  Job loss, home foreclosure, negative events in the moment, grab your attention and force a change.

V Quick changes in what you spend are a necessity. .  This is a great time to sort out wants from needs.  You may develop frugality and practicality now, and never go back, even when you have more means.

Encountering crisis reminds of that we need to save and plan for the future, at least as much as we can.

Even though its hard, still put a bit aside.  We call it paying yourself first.

PODCAST