Growing financial confidence.

I’m Miriam  Neff-with Wise Women Managing Money,, and I’m Valerie Neff Hogan, and we’re here to talk about money

M Do you lack financial confidence?  Many do and its unnecessary.  Scripture establishes wise foundational guidelines.  The first step to confidence is competence.  Know what you have.

V How much is coming in every month?  How much is going out?  Every person should know that.  Whether single, or married.  Is it sustainable?  To answer this question know how much debt you are carrying.  What is that number on each credit card you are carrying?

You’ve started!  You know it!  Now adjust spending to match, spending less than you’re earning.  Small steps in a good direction matter. Patience and discipline pay off.

M  Competence is know and addressing the facts.  Confidence will follow.

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