Financial confidence # 2
November 17, 2020
I’m Miriam Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money
M We love to encourage folks financially to tell their money where to go rather than wondering where it went. The beginning is knowing where its going. That record is your spending plan, even if you did not plan it, and you just let it happen.
V That’s the Know it and Own it part. Owning it means “I spent it,” ‘I charged it.’
But what if ‘I have no clue where it went.’ Hopefully you are not saying that. Taking personal responsibility is a foundation for change. Do I like it? Another question might be, What in this picture reflects my values, or not? Am I generous? wasteful? impulsive?
M Courage, my friend. You are now looking at a strong motivator, the foundation you need to change financial habits.