October 23, 2017

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M  Why does your credit score matter?  Lower scores mean you pay higher interest rates on home equity loans, mortgages, vehicles loans and credit cards.  Wouldn’t you rather direct that money to what you value?

 

V Here are reasons you should check your credit score.

 

• To know if you indeed did open the account or if someone has fraudulently opened an account in your name.  This could be a sign of identity theft.
• Any old or foreign account should be addressed immediately.
• Actively close unused accounts. These are fodder for identity theft and credit fraud. They create complexity and have no benefit.

 

M Time well spent.  God has better plans for the resources he’s entrusted to you than paying interest.

PODCAST