Credit card spending in uncertain times to cash

M  I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money.

 

M We understand the temptation to spend in uncertain times assuming we’ll get some comfort from that online order, gadget or clothing, or extra item in our food cart.

 

V Here’s a tip to solve that temptation.  Put away your credit card during these uncertain days.  Pay with cash.  Yes, probably with your gloved hand.  Yes, its challenging, even inconvenient.  But its an effective way to engage our mind, our common sense in whether we need that item.  One certainly is that bill will come.

 

M  Wait for a surplus to build from your unused transportation spending plan.  In that delay time, you might discover that item is not vital after all.

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