Credit card possibilities.

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money

M I researched the average persons credit card balances by state.  I won’t reveal rates by  states they live in.  But I can tell you this:  The range is from  $5,700 to over $8,000.

V  Consider what one could buy with that amount of money if it was in your pocket, not owed to the credit card company.  You can buy a decent used car for that!  Debt free!  We often refer to Romans 12: 1 and 2 regarding debt.  Clearly stated,  noting be conformed to this world. requires sacrifices.

Financially, that means waiting to purchase. Wait, delay gratification, sacrifice the  moments pleasure for financial accountability, stability, and freedom.

M    Contrast days between charging it and paying for it.  Necessity, or just more stuff.

PODCAST