Passing on financial wisdom # 2

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money

M Erratic times, like today, offer opportunities to help those who are struggling.  Adult children, even grandchildren may need an assist.  Considerations are: don’t jeopardize your future to provide for yourself. Proverbs 3:27  Do not withhold good from those to whom it is due, when it is in your power to act.

V If their money management skills are lacking, consider covering an expense such as dental, repairing a car, or other need.  Rather than encouraging dependency, we are helping without hurting.  ‘Over gifting’ denies them the wisdom gained from learning to live frugally.

M  I marvel at new ways to spend money. Spotify apps for music, Door dash for instant food, no prep. I’d call those unnecessary, not gift worthy in hard times.

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