Financial accountability takes time

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money

M   What illusive task needs your attention? And is not getting it?  A common one is personal financial accountability.  It takes time.  For me, being single, at least 2 days a month, I’m on it!  When I’m not paying attention, stuff happens.  I’m less disciplined in spending or not spending.

V For my family, we can divide tasks, but do not give up communication time.  We’re not saying sharing financial oversight is easy.  But its necessary.  100 % transparency in marriage is foundational.  Spread sheets of discretionary spending, fixed costs.  Everything going in and coming out.

M  Financial issues are a top cause for divorce.  Working it out, communicating is one of the best investments you can make in your marriage

PODCAST