Pay check to pay check # 2
April 28, 2020
I’m Miriam Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan and we’re here to talk about money.
M Being wise women managing money, we sort through our spending plan( budget, that word we don’t like) We sort discretionary spending from non discretionary.
V Non discretionary are those must haves. But in reality some families put kids activities, tutoring, entertainment, even costly internet expenses in NON DISCRETIONARY. Gotta have it. Here’s a suggestion. Spend some time with a family struggling with paying a small mortgage and discount store grocery costs. Look at their car. How much time does entertainment take in any given month?
M Valerie and I get perspective in developing countries. We come home and trim our budgets. We connect with those in different circumstances. A great reality check.