December 2, 2019

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money

 

M  What is a priceless, precious gift that has no cost?  Peace of mind and heart.  Overspending this season robs us of both.  That nagging voice in the background says January’s credit card will come, as will the rent or mortgage, utilities and other bills. Spending only what you plan for gives  peace to know that next month will be ok.  Not tension filled.

 

V Holiday money in marriage is a partner thing. One couple has an app on their phone that rings the other when a credit card is used.  They love it!  They are financially sound, and generous.

Our family shops early, and resists last minute races to stores.

 

M Peace of mind and heart, a good gift.

PODCAST