January 9, 2019

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M We recommend regularly examining your budget.  As you record each expense, examine.  What areas are going up and what down?

 

V  This year costs of raw materials are rising as are interest rates.  If you have a floating mortgage, home equity rate, or debt, those costs may increase.

 

Revisit your wants versus needs with a creative eye.  Do you need a phone that does so much?  cable entertainment? variety of wardrobe rather than simplicity?

 

We can’t guarantee you an easily balance budget.  But good stewardship brings peace of mind.

 

M We also see God providing in unexpected ways.  He sees your heart, your motivation.  All resources are His.  He can deploy them with efficiency that we can’t imagine.

PODCAST