Plan avoid impulse
December 14, 2018
I’m Miriam Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money
M Why use cash instead of credit cards this season? According to credit cards own studies, you might save 20% at least each month just by paying cash over credit card purchase.
V My experience is that percentage is even higher. No mindless swiping. You have to calculate and plan with cash. Also – no impulse buys. It has been said, we don’t plan to fail, we fail because we fail to plan. Think about how many items are in your basement storage right now that were impulse buys.
M One year I thought the automatic floor cleaner would be a hit with all my children. They collected dust in their basements rather than cleaned floors. Plan, think real value, and pay with cash.