October 2, 2018

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

 

M  Its NEVER too early to build healthy spending habits.  In my experience what worked as two college newly weds had to change in many seasons to come.  We learned time spent on healthy spending habits was golden time.

 

V  Here are starting guidelines.  Set expenses using these categories:

Fixed expenses:  mortgage or rent, utilities, car payments, and insurance

Variable expenses:  grocery, eating out, clothing, entertainment

Remainder into savings account

 

M Important  Build in generosity  Remember its all God’s on loan to you.  You might miss his full blessing if you sideline Him and leave Him out.

PODCAST