Family learning

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M The greatest source for financial learning is within the family.  Each member is learning from what they see, whether a good example or not.  We encourage talking.  First, good discussions and unity between husband and wife followed by family meetings.

V  Monthly meetings are a good idea.  I know its hard to make schedule, and to make conversation to be meaningful.  When our children were in grade school, they had family tasks as responsibilities, allowances and also tasks for pay. When children are in first or second grade, they begin to see what things cost.  What is and is not worth the money they can spend.

M Families with older children can attend seminars together.  They will be accountable for their finances one day.  Early learning is a good beginning.

PODCAST