School costs

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M  School opening brings stress on students, educators, and family budgets.  My children needed lunch boxes, back packs, gym shoes, regular shoes, and jeans.

V Mine needed all that and sports uniforms, books, computers, and phones.  We’re not saying these are not important.  Simply that the family budget accommodate what’s necessary, not what’s popular or on that child’s wish list. It’s important to set the budget boundaries early while they are young.

M Growth means bigger. Junior High and High School means more peer pressure, and often quaking self confidence.  Communicate, communicate, and explain.  Set the example of making decisions together when possible.  Back to school is a good budget learning season.

PODCAST