Know it, own it, like it, change it # 2

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

 

M We believe that the most powerful beginning to creating a good spending plan is to write down everything you spend.  Cash, credit card, bank automatic deductions, checks written:  everything.

 

V  Writing it down, however you record it, is just the beginning.  The next 4 necessities are:  Name it, own it, like it, change it. This may sound simple.  But its not.  Name it.  Are you spending more than you are earning?  That’s a reality that must be faced.  Own it.  No excuses.  No blaming someone else or circumstances.  Do you like it?  What do you value?  Is that where your money is going?

 

M Change it.  That’s the hard part.  God stands ready to help you.

PODCAST