June 1, 2018

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about money

 

M You recently bundled the stacks of credit card offers for your 3 20 something sons.  What were some of the ‘too good to be true’ offers?

 

V “For college, for life!”  Huh?  Charging during college years means more drowning debt ahead, good job, ok job, or no job.  Not a benefit. The college degree is a lifetime benefit.  That new credit card is not.

 

Free flight miles.  Those are usually hard to use.  Available in off windows and big numbers for desirable places.  Cheap air fare websites have airlines competing for your purchase, and no high interests rates that mount every month.

 

M Its never too early to show children by example the benefits of no debt.

PODCAST