Plan avoid impulse
December 6, 2017
I’m Miriam Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money
M Why use cash instead of credit cards this season? According to credit cards own studies, you might save 20% at least each month just by paying cash over credit card purchase.
V My experience is that percentage is even higher. No mindless swiping. You have to calculate and plan with cash. Also – no impulse buys. Think about how many items are in your basement storage right now that were impulse buys.
M One year I thought the automatic floor cleaner would be a hit with all my children. They collected dust in their basements rather than cleaned floors. Plan, think real value, and pay with cash.