Plan avoid impulse

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M  Why use cash instead of credit cards this season?  According to credit cards own studies, you might save 20% at least each month just by paying cash over credit card purchase.


V  My experience is that percentage is even higher. No mindless swiping. You have to calculate and plan with cash. Also – no impulse buys.  Think about how many items are in your basement storage right now that were impulse buys.


M  One year I thought the automatic floor cleaner would be a hit with all my children.  They collected dust in their basements rather than cleaned floors.  Plan, think real value, and pay with cash.