Insurance costs

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money


M  January is a good time to examine annual and semi annual budget items we often ignore.  Like insurance costs. Typically car, home, and health premiums go up and we just accept it, ignore it and pay.


V Take time to compare policies.  If your current agent will not do those, most agencies will,  hoping to gain a new client.   There are brokers that will shop insurance packages and companies, but don’t just go by price.  Make sure that insurance company will actually pay out when needed.


M Lowering that monthly premium may mean increasing your deductible.  However that may be a savings.