Gifts that Matter.

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M Have you listed the gifts you need to buy?  Write across your long Christmas list:  It’s not about the stuff.  What communicates your personal care?  Likely it won’t be the most costly gift that makes the keepsake list.  What do people treasure?

V  Mom, you give picture mugs, and family picture calendars.  Memorable events and defining moments.  We save our picture mugs of the homes we’ve lived in, baby faces and siblings.  No clothing item is ever treasured for long.

It takes thought and planning. Money goes farther, its tailored to the person’s interests.   And most important, that gift is more meaningful.

PODCAST