Emotions matter

I’m Miriam  Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money

M One study showed that individuals were able to save more if they tied their plan to an item with sentimental value  or an item with a positive memory. Like a diploma, ora gift from someone you cherish.  That item reminded them of a value, with emotion.

V Remembering the frugality of a grandparent, or your dreams after high school strengthens your resolve to achieve your goal.  Generosity, education, our goal gets personal.   We realize that changing financial habits is a hard thing.  God is ever ready to help you.  Proverbs 19:21  “The human mind may devise many plans, but it is the purpose of the Lord that will be established.”   Set your goals to his purpose and they will be achievable and memorable.