Credit score # 4
October 25, 2017
I’m Miriam Neff-with STARTING OVER FINANCIALLY,-and I’m Valerie Neff Hogan, and we’re here to talk about money
M Most worthy goals aren’t achieved quickly. Small steps, consistent effort Improves your credit score. Goal more funds to God honoring places.
V We’ve talked about payment history and credit utilization. Two more are: length of credit history 15 percent of the total credit score is based on the length of time each account has been open and time since the account’s most recent action. New credit and credit mix: Each comprise 10 percent of the total credit score
All these factors have nothing to do with wealth. 10 million dollars in the bank won’t improve your credit score unless you borrow against it.
M Remember small steps to redirect what God has entrusted you to His purposes.